Info
Response required property added: client_report_id
openapi:POST /cra/report/get::response.200.application.json.report.client_report_id- Product
- Plaid API
- Source
- OpenAPI URL
- Change kind
- Response Required Property Added
- Detected
- Last updated
Deterministic evidence
Before / after
Extracted from Plaid's published contract. Shows the schema the change belongs to. Open the source ↗
{
{
"additionalProperties": true,
"additionalProperties": true,
"properties": {
"properties": {
"consumer_report_permissible_purpose": {
"client_report_id": {
"$ref": "#/components/schemas/ConsumerReportPermissiblePurpose"
"nullable": true,
},
"type": "string"
"decision_stage": {
},
"$ref": "#/components/schemas/CraReportDecisionStage"
"consumer_report_permissible_purpose": {
},
"allOf": [
"products": {
{
"items": {
"$ref": "#/components/schemas/ConsumerReportPermissiblePurpose"
"discriminator": {
},
"mapping": {
{}
"cra_home_lending": "#/components/schemas/CraReportGetHomeLendingResponseProduct",
],
"cra_income_insights": "#/components/schemas/CraReportGetIncomeInsightsResponseProduct",
"x-override-enum-values-shown": [
"cra_qualify": "#/components/schemas/CraReportGetQualifyResponseProduct"
"EXTENSION_OF_CREDIT",
},
"LEGITIMATE_BUSINESS_NEED_TENANT_SCREENING",
"propertyName": "product"
"LEGITIMATE_BUSINESS_NEED_OTHER",
},
"WRITTEN_INSTRUCTION_PREQUALIFICATION",
"oneOf": [
"WRITTEN_INSTRUCTION_OTHER",
{
"ELIGIBILITY_FOR_GOVT_BENEFITS",
"additionalProperties": true,
"INSURANCE_UNDERWRITING"
"properties": {
]
"attributes": {
},
"additionalProperties": {},
"decision_stage": {
"nullable": true,
"$ref": "#/components/schemas/CraReportDecisionStage"
"title": "CraReportGetProductAttributes",
},
"type": "object"
"products": {
},
"items": {
"errors": {
"discriminator": {
"items": {
"mapping": {
"$ref": "#/components/schemas/PlaidError"
"cra_base_report": "#/components/schemas/CraReportGetBaseReportResponseProduct",
},
"cra_cashflow_insights": "#/components/schemas/CraReportGetCashflowInsightsResponseProduct",
"type": "array"
"cra_home_lending": "#/components/schemas/CraReportGetHomeLendingResponseProduct",
},
"cra_income_complete": "#/components/schemas/CraReportGetIncomeCompleteResponseProduct",
"metadata": {
"cra_income_insights": "#/components/schemas/CraReportGetIncomeInsightsResponseProduct",
"additionalProperties": {},
"cra_lend_score": "#/components/schemas/CraReportGetLendScoreResponseProduct",
"nullable": true,
"cra_lend_score_complete": "#/components/schemas/CraReportGetLendScoreCompleteResponseProduct",
"title": "CraReportGetProductMetadata",
"cra_network_insights": "#/components/schemas/CraReportGetNetworkInsightsResponseProduct",
"type": "object"
"cra_qualify": "#/components/schemas/CraReportGetQualifyResponseProduct"
},
},
"product": {
"propertyName": "product"
"enum": [
},
"cra_qualify"
"oneOf": [
],
{
"type": "string"
"additionalProperties": true,
},
"properties": {
"version": {
"attributes": {
"$ref": "#/components/schemas/CraProductVersion"
"additionalProperties": {},
}
"nullable": true,
},
"title": "CraReportGetProductAttributes",
"required": [
"type": "object"
"product",
},
"version",
"errors": {
"metadata",
"items": {
"attributes",
"$ref": "#/components/schemas/PlaidError"
"errors"
},
],
"type": "array"
"title": "CraReportGetQualifyResponseProduct",
},
"type": "object",
"metadata": {
"x-hidden-from-docs": true
"additionalProperties": {},
},
"nullable": true,
{
"title": "CraReportGetProductMetadata",
"additionalProperties": true,
"type": "object"
"properties": {
},
"attributes": {
"product": {
"additionalProperties": true,
"enum": [
"nullable": true,
"cra_qualify"
"properties": {
],
"income_streams": {
"type": "string"
"items": {
},
"additionalProperties": true,
"version": {
"properties": {
"$ref": "#/components/schemas/CraProductVersion"
"end_date": {
}
"format": "date",
},
"nullable": true,
"required": [
"type": "string"
"product",
},
"version",
"income_metrics": {
"metadata",
"$ref": "#/components/schemas/CraIncomeMetrics"
"attributes",
},
"errors"
"income_stream_id": {
],
"type": "string"
"title": "CraReportGetQualifyResponseProduct",
},
"type": "object"
"insights": {
},
"$ref": "#/components/schemas/CraIncomeStreamInsights"
{
},
"additionalProperties": true,
"start_date": {
"properties": {
"format": "date",
"attributes": {
"nullable": true,
"$ref": "#/components/schemas/CraReportGetIncomeInsightsAttributes"
"type": "string"
},
}
"errors": {
},
"items": {
"required": [
"$ref": "#/components/schemas/PlaidError"
"income_stream_id",
},
"start_date",
"type": "array"
"end_date",
},
"insights",
"items": {
"income_metrics"
"items": {
],
"$ref": "#/components/schemas/CraReportGetBaseItem"
"title": "CraReportGetIncomeInsightsStream",
},
"type": "object"
"type": "array"
},
},
"type": "array"
"metadata": {
},
"additionalProperties": true,
"user_summary": {
"allOf": [
"$ref": "#/components/schemas/CraIncomeInsightsUserSummary"
{
}
"$ref": "#/components/schemas/CraReportGetProductBaseMetadata"
},
},
"required": [
{
"income_streams",
"properties": {
"user_summary"
"credit_account_type_count": {
],
"type": "integer"
"title": "CraReportGetIncomeInsightsAttributes",
},
"type": "object"
"depository_account_type_count": {
},
"type": "integer"
"errors": {
},
"items": {
"investment_account_type_count": {
"$ref": "#/components/schemas/PlaidError"
"type": "integer"
},
},
"type": "array"
"most_recent_transaction_date": {
},
"format": "date",
"metadata": {
"nullable": true,
"additionalProperties": true,
"type": "string"
"allOf": [
},
{
"multiple_owner_account_count": {
"$ref": "#/components/schemas/CraReportGetProductBaseMetadata"
"type": "integer"
},
},
{
"oldest_transaction_date": {
"properties": {
"format": "date",
"credit_account_type_count": {
"nullable": true,
"type": "integer"
"type": "string"
},
},
"depository_account_type_count": {
"other_account_type_count": {
"type": "integer"
"type": "integer"
},
},
"most_recent_transaction_date": {
"primary_account_count": {
"format": "date",
"type": "integer"
"nullable": true,
}
"type": "string"
},
},
"required": [
"multiple_owner_account_count": {
"primary_account_count",
"type": "integer"
"depository_account_type_count",
},
"credit_account_type_count",
"oldest_transaction_date": {
"investment_account_type_count",
"format": "date",
"other_account_type_count",
"nullable": true,
"multiple_owner_account_count",
"type": "string"
"oldest_transaction_date",
},
"most_recent_transaction_date"
"other_account_type_count": {
],
"type": "integer"
"type": "object"
},
}
"primary_account_count": {
],
"type": "integer"
"nullable": true,
}
"title": "CraReportGetIncomeInsightsMetadata",
},
"type": "object"
"required": [
},
"primary_account_count",
"product": {
"depository_account_type_count",
"enum": [
"credit_account_type_count",
"cra_income_insights"
"other_account_type_count",
],
"multiple_owner_account_count",
"type": "string"
"oldest_transaction_date",
},
"most_recent_transaction_date"
"version": {
],
"$ref": "#/components/schemas/CraProductVersion"
"type": "object"
}
}
},
],
"required": [
"nullable": true,
"product",
"title": "CraReportGetIncomeInsightsMetadata",
"version",
"type": "object"
"metadata",
},
"attributes",
"product": {
"items",
"enum": [
"errors"
"cra_income_insights"
],
],
"title": "CraReportGetIncomeInsightsResponseProduct",
"type": "string"
"type": "object"
},
},
"version": {
{
"$ref": "#/components/schemas/CraProductVersion"
"additionalProperties": true,
}
"properties": {
},
"attributes": {
"required": [
"additionalProperties": true,
"product",
"nullable": true,
"version",
"properties": {
"metadata",
"income_by_categories": {
"attributes",
"items": {
"errors"
"additionalProperties": true,
],
"properties": {
"title": "CraReportGetIncomeInsightsResponseProduct",
"categories": {
"type": "object"
"items": {
},
"additionalProperties": true,
{
"properties": {
"additionalProperties": true,
"current": {
"properties": {
"$ref": "#/components/schemas/CraCurrentModeledIncome"
"attributes": {
},
"additionalProperties": true,
"income_category": {
"nullable": true,
"$ref": "#/components/schemas/CraIncomeCategory"
"properties": {
}
"income_by_categories": {
},
"items": {
"required": [
"additionalProperties": true,
"income_category",
"properties": {
"current"
"categories": {
],
"items": {
"title": "CraReportGetHomeLendingCategoryIncome",
"additionalProperties": true,
"type": "object"
"properties": {
},
"current": {
"type": "array"
"$ref": "#/components/schemas/CraCurrentModeledIncome"
},
},
"iso_currency_code": {
"income_category": {
"$ref": "#/components/schemas/CreditIsoCurrencyCode"
"$ref": "#/components/schemas/CraIncomeCategory"
},
}
"unofficial_currency_code": {
},
"$ref": "#/components/schemas/CreditUnofficialCurrencyCode"
"required": [
}
"income_category",
},
"current"
"required": [
],
"iso_currency_code",
"title": "CraReportGetHomeLendingCategoryIncome",
"unofficial_currency_code",
"type": "object"
"categories"
},
],
"type": "array"
"title": "CraReportGetHomeLendingIncomeByCategories",
},
"type": "object"
"iso_currency_code": {
},
"$ref": "#/components/schemas/CreditIsoCurrencyCode"
"type": "array"
},
},
"unofficial_currency_code": {
"income_metrics": {
"$ref": "#/components/schemas/CreditUnofficialCurrencyCode"
"items": {
}
"additionalProperties": true,
},
"properties": {
"required": [
"current": {
"iso_currency_code",
"$ref": "#/components/schemas/CraCurrentModeledIncome"
"unofficial_currency_code",
},
"categories"
"iso_currency_code": {
],
"$ref": "#/components/schemas/CreditIsoCurrencyCode"
"title": "CraReportGetHomeLendingIncomeByCategories",
},
"type": "object"
"unofficial_currency_code": {
},
"$ref": "#/components/schemas/CreditUnofficialCurrencyCode"
"type": "array"
}
},
},
"income_metrics": {
"required": [
"items": {
"current",
"additionalProperties": true,
"iso_currency_code",
"properties": {
"unofficial_currency_code"
"current": {
],
"$ref": "#/components/schemas/CraCurrentModeledIncome"
"title": "CraReportGetHomeLendingIncomeMetrics",
},
"type": "object"
"iso_currency_code": {
},
"$ref": "#/components/schemas/CreditIsoCurrencyCode"
"type": "array"
},
},
"unofficial_currency_code": {
"income_sources": {
"$ref": "#/components/schemas/CreditUnofficialCurrencyCode"
"additionalProperties": true,
}
"nullable": true,
},
"properties": {
"required": [
"income_providers": {
"current",
"items": {
"iso_currency_code",
"$ref": "#/components/schemas/CraBankIncomeIncomeProvider"
"unofficial_currency_code"
},
],
"type": "array"
"title": "CraReportGetHomeLendingIncomeMetrics",
},
"type": "object"
"income_stream_count": {
},
"type": "integer"
"type": "array"
}
},
},
"income_sources": {
"required": [
"additionalProperties": true,
"income_stream_count",
"nullable": true,
"income_providers"
"properties": {
],
"income_providers": {
"title": "CraReportGetHomeLendingIncomeSources",
"items": {
"type": "object"
"$ref": "#/components/schemas/CraBankIncomeIncomeProvider"
},
},
"loan_payments_bnpl_count_90d": {
"type": "array"
"type": "integer"
},
},
"income_stream_count": {
"loan_payments_cash_advance_count_90d": {
"type": "integer"
"type": "integer"
}
},
},
"payment_behavior_nsf_late_fees_flag_90d": {
"required": [
"type": "integer"
"income_stream_count",
}
"income_providers"
},
],
"required": [
"title": "CraReportGetHomeLendingIncomeSources",
"income_metrics",
"type": "object"
"income_by_categories",
},
"income_sources",
"loan_payments_bnpl_count_90d": {
"loan_payments_cash_advance_count_90d",
"type": "integer"
"loan_payments_bnpl_count_90d",
},
"payment_behavior_nsf_late_fees_flag_90d"
"loan_payments_cash_advance_count_90d": {
],
"type": "integer"
"title": "CraReportGetHomeLendingAttributes",
},
"type": "object"
"payment_behavior_nsf_late_fees_flag_90d": {
},
"type": "integer"
"errors": {
}
"items": {
},
"$ref": "#/components/schemas/PlaidError"
"required": [
},
"income_metrics",
"type": "array"
"income_by_categories",
},
"income_sources",
"items": {
"loan_payments_cash_advance_count_90d",
"items": {
"loan_payments_bnpl_count_90d",
"$ref": "#/components/schemas/CraReportGetEnrichedItem"
"payment_behavior_nsf_late_fees_flag_90d"
},
],
"type": "array"
"title": "CraReportGetHomeLendingAttributes",
},
"type": "object"
"metadata": {
},
"additionalProperties": true,
"errors": {
"allOf": [
"items": {
{
"$ref": "#/components/schemas/PlaidError"
"$ref": "#/components/schemas/CraReportGetProductBaseMetadata"
},
}
"type": "array"
],
},
"nullable": true,
"metadata": {
"title": "CraReportGetHomeLendingMetadata",
"additionalProperties": true,
"type": "object"
"allOf": [
},
{
"product": {
"$ref": "#/components/schemas/CraReportGetProductBaseMetadata"
"enum": [
}
"cra_home_lending"
],
],
"nullable": true,
"type": "string"
"title": "CraReportGetHomeLendingMetadata",
},
"type": "object"
"version": {
},
"$ref": "#/components/schemas/CraProductVersion"
"product": {
}
"enum": [
},
"cra_home_lending"
"required": [
],
"product",
"type": "string"
"version",
},
"metadata",
"version": {
"attributes",
"$ref": "#/components/schemas/CraProductVersion"
"items",
}
"errors"
},
],
"required": [
"title": "CraReportGetHomeLendingResponseProduct",
"product",
"type": "object",
"version",
"x-hidden-from-docs": true
"metadata",
},
"attributes",
{
"errors"
"additionalProperties": true,
],
"properties": {
"title": "CraReportGetHomeLendingResponseProduct",
"attributes": {
"type": "object"
"$ref": "#/components/schemas/CraReportGetCashflowInsightsAttributes"
}
},
],
"errors": {
"title": "CraReportGetResponseProduct"
"items": {
},
"$ref": "#/components/schemas/PlaidError"
"type": "array"
},
},
"type": "array"
"retrieved_time": {
},
"format": "date-time",
"metadata": {
"type": "string"
"additionalProperties": true,
},
"allOf": [
"scope": {
{
"$ref": "#/components/schemas/CraReportScope"
"$ref": "#/components/schemas/CraReportGetProductBaseMetadata"
}
},
},
{
"required": [
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"credit_account_type_count": {
"type": "integer"
},
"depository_account_type_count": {
"type": "integer"
},
"investment_account_type_count": {
"type": "integer"
},
"most_recent_transaction_date": {
"format": "date",
"nullable": true,
"type": "string"
},
"multiple_owner_account_count": {
"type": "integer"
},
"oldest_transaction_date": {
"format": "date",
"nullable": true,
"type": "string"
},
"other_account_type_count": {
"type": "integer"
},
"primary_account_count": {
"type": "integer"
}
},
"required": [
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"depository_account_type_count",
"credit_account_type_count",
"investment_account_type_count",
"other_account_type_count",
"multiple_owner_account_count",
"oldest_transaction_date",
"most_recent_transaction_date"
],
"type": "object"
}
],
"nullable": true,
"title": "CraReportGetCashflowInsightsMetadata",
"type": "object"
},
"product": {
"enum": [
"cra_cashflow_insights"
],
"type": "string"
},
"version": {
"$ref": "#/components/schemas/CraProductVersion"
}
},
"required": [
"product",
"version",
"metadata",
"attributes",
"errors"
],
"title": "CraReportGetCashflowInsightsResponseProduct",
"type": "object"
},
{
"additionalProperties": true,
"properties": {
"attributes": {
"$ref": "#/components/schemas/CraReportGetNetworkInsightsAttributes"
},
"errors": {
"items": {
"$ref": "#/components/schemas/PlaidError"
},
"type": "array"
},
"metadata": {
"additionalProperties": true,
"allOf": [
{
"$ref": "#/components/schemas/CraReportGetProductBaseMetadata"
},
{
"properties": {
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},
"depository_account_type_count": {
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},
"investment_account_type_count": {
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},
"most_recent_transaction_date": {
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"nullable": true,
"type": "string"
},
"multiple_owner_account_count": {
"type": "integer"
},
"oldest_transaction_date": {
"format": "date",
"nullable": true,
"type": "string"
},
"other_account_type_count": {
"type": "integer"
},
"primary_account_count": {
"type": "integer"
}
},
"required": [
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"depository_account_type_count",
"credit_account_type_count",
"investment_account_type_count",
"other_account_type_count",
"multiple_owner_account_count",
"oldest_transaction_date",
"most_recent_transaction_date"
],
"type": "object"
}
],
"nullable": true,
"title": "CraReportGetNetworkInsightsMetadata",
"type": "object"
},
"product": {
"enum": [
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],
"type": "string"
},
"version": {
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}
},
"required": [
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"version",
"metadata",
"attributes",
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],
"title": "CraReportGetNetworkInsightsResponseProduct",
"type": "object"
},
{
"additionalProperties": true,
"properties": {
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},
"type": "array"
},
"metadata": {
"additionalProperties": true,
"allOf": [
{
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},
{
"properties": {
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},
"depository_account_type_count": {
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},
"investment_account_type_count": {
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},
"most_recent_transaction_date": {
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"nullable": true,
"type": "string"
},
"multiple_owner_account_count": {
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},
"oldest_transaction_date": {
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"nullable": true,
"type": "string"
},
"other_account_type_count": {
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},
"primary_account_count": {
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}
},
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"other_account_type_count",
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"oldest_transaction_date",
"most_recent_transaction_date"
],
"type": "object"
}
],
"nullable": true,
"title": "CraReportGetLendScoreMetadata",
"type": "object"
},
"product": {
"enum": [
"cra_lend_score"
],
"type": "string"
},
"scores": {
"items": {
"$ref": "#/components/schemas/CraReportGetLendScoreVariantScore"
},
"type": "array"
},
"version": {
"$ref": "#/components/schemas/CraProductVersion"
}
},
"required": [
"product",
"version",
"metadata",
"scores",
"errors"
],
"title": "CraReportGetLendScoreResponseProduct",
"type": "object"
},
{
"additionalProperties": true,
"properties": {
"attributes": {
"allOf": [
{
"additionalProperties": true,
"nullable": true,
"properties": {
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"nullable": true,
"type": "integer",
"x-hidden-from-docs": true
},
"nsf_overdraft_transactions_count_30d": {
"nullable": true,
"type": "integer",
"x-hidden-from-docs": true
},
"nsf_overdraft_transactions_count_60d": {
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"type": "integer",
"x-hidden-from-docs": true
},
"nsf_overdraft_transactions_count_90d": {
"nullable": true,
"type": "integer",
"x-hidden-from-docs": true
},
"total_inflow_amount": {
"allOf": [
{
"$ref": "#/components/schemas/TotalReportInflowAmount"
}
],
"x-hidden-from-docs": true
},
"total_inflow_amount_30d": {
"allOf": [
{
"$ref": "#/components/schemas/TotalReportInflowAmount30d"
}
],
"x-hidden-from-docs": true
},
"total_inflow_amount_60d": {
"allOf": [
{
"$ref": "#/components/schemas/TotalReportInflowAmount60d"
}
],
"x-hidden-from-docs": true
},
"total_inflow_amount_90d": {
"allOf": [
{
"$ref": "#/components/schemas/TotalReportInflowAmount90d"
}
],
"x-hidden-from-docs": true
},
"total_outflow_amount": {
"allOf": [
{
"$ref": "#/components/schemas/TotalReportOutflowAmount"
}
],
"x-hidden-from-docs": true
},
"total_outflow_amount_30d": {
"allOf": [
{
"$ref": "#/components/schemas/TotalReportOutflowAmount30d"
}
],
"x-hidden-from-docs": true
},
"total_outflow_amount_60d": {
"allOf": [
{
"$ref": "#/components/schemas/TotalReportOutflowAmount60d"
}
],
"x-hidden-from-docs": true
},
"total_outflow_amount_90d": {
"allOf": [
{
"$ref": "#/components/schemas/TotalReportOutflowAmount90d"
}
],
"x-hidden-from-docs": true
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},
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},
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"check_number": {
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"iso_currency_code": {
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},
"location": {
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},
"merchant_name": {
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"type": "string"
},
"name": {
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"nullable": true,
"type": "string",
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},
"original_description": {
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"type": "string"
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"pending": {
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"personal_finance_category": {
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}
],
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},
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}
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],
"title": "CraReportGetBaseReportTransaction",
"type": "object"
},
"type": "array"
},
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}
},
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"title": "CraReportGetBaseReportAccount",
"type": "object"
},
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},
"date_last_updated": {
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"type": "string"
},
"institution_id": {
"type": "string"
},
"institution_name": {
"type": "string"
},
"item_id": {
"$ref": "#/components/schemas/ItemId"
}
},
"required": [
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"institution_id",
"institution_name",
"date_last_updated",
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],
"title": "CraReportGetBaseReportItem",
"type": "object"
},
"type": "array"
},
"metadata": {
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"allOf": [
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},
{
"properties": {
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},
"days_requested": {
"type": "integer"
},
"depository_account_type_count": {
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"investment_account_type_count": {
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},
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},
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}
},
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],
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}
],
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"title": "CraReportGetBaseReportMetadata",
"type": "object"
},
"product": {
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}
},
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},
{
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"properties": {
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"nullable": true,
"properties": {
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},
"lend_scores": {
"items": {
"$ref": "#/components/schemas/CraReportGetLendScoreVariantScore"
},
"type": "array"
},
"network_insights": {
"$ref": "#/components/schemas/CraReportGetNetworkInsightsAttributes"
}
},
"required": [
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"cashflow_insights",
"network_insights"
],
"title": "CraReportGetLendScoreCompleteAttributes",
"type": "object"
},
"errors": {
"items": {
"$ref": "#/components/schemas/PlaidError"
},
"type": "array"
},
"items": {
"items": {
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},
"type": "array"
},
"metadata": {
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"allOf": [
{
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},
{
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},
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},
"investment_account_type_count": {
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},
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},
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}
},
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"multiple_owner_account_count",
"oldest_transaction_date",
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],
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}
],
"nullable": true,
"title": "CraReportGetLendScoreCompleteMetadata",
"type": "object"
},
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],
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},
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}
},
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"items",
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],
"title": "CraReportGetLendScoreCompleteResponseProduct",
"type": "object"
},
{
"additionalProperties": true,
"properties": {
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"nullable": true,
"properties": {
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"$ref": "#/components/schemas/CraReportGetIncomeInsightsAttributes"
}
},
"required": [
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],
"title": "CraReportGetIncomeCompleteAttributes",
"type": "object"
},
"errors": {
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},
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},
"items": {
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},
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},
"metadata": {
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{
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},
{
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},
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},
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},
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],
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],
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],
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},
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},
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},
{}
],
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},
"retrieved_time": {
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},
"scope": {
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}
},
"required": [
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"retrieved_time",
"retrieved_time",
"scope",
"scope",
"decision_stage",
"decision_stage",
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